Date: 3 months ago   Category: Auto

Tariff reform of the CMTPL is again postponed

The Bank of Russia has decided not to change tariffs alone, and to take out changes which it together with the Ministry of Finance prepares not the first year, for extensive discussion.

that the draft of the indication of the regulator on new tariffs CMTPL isn't sent to Ministry of Justice yet, the deputy chairman of the Central Bank Vladimir Chistyukhin has reported. It was expected that the lower and top borders of a tariff corridor will move for all types of vehicles for 20%. As a result, the maximum rate will grow from 4118 rubles to 4942 rubles, and minimum will be lowered from 3432 to 2746 rubles. For motorcycles and motor scooters the upper bound will decrease by 10,9%, and for cars of legal entities for 5,7%.

Besides, the Central Bank prepares a number of essential changes in the procedure of formation of a tariff. Reforming of the coefficient bonus-malus (CBM) and transition to an annual order of his calculation is supposed. Now KBM pays off on expiration date of operation of the last contract CMTPL. However summer revision of tariffs hasn't taken place, and now process can be dragged out still, the Kommersant newspaper writes.

As was reported by Chistyukhin, in the Bank of Russia the decision to carry out "fuller discussion" of all concept of changes in the CMTPL with the State Duma and the Federation Council is made - considering what reform assumes not only change of the act of the Central Bank, but also the amendment to the law. we Will remind

, the Ministry of Finance offers three types of filling of policies (with limits to 2 million rubles), policies are offered to be made long-term (up to three years of action), amendments of the ministry cancel power factors and territories of use of the car.

In the market connect transfer of term of introduction of new tariffs and removal of a subject at extensive discussion with the resonance caused by pension reform. The CMTPL - a sensitive type of insurance for citizens, and the regulator probably doesn't want to risk with changes of tariffs alone. The last time of the Central Bank changed tariffs on the autocitizen in two stages in the fall of 2014 (increase for 30%) and in the spring of the 2015th (growth by 40-60%). Then it has been connected with increase in limits of payments for the policy.

Insurers are afraid that deputies won't allow them to correct tariffs fairly. Deputies, in turn, already promise to moderate appetites of insurers.

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