Date: 6 months ago   Category: Auto

In the electronic CMTPL changes have appeared


In Russia the new order of execution of electronic policies of the CMTPL (the so-called e-CMTPL) has come into force. Writes the Prime agency about it.

the electronic contract CMTPL will come Now into force after three days from the moment of his conclusion. Earlier for entry into force of electronic policies of the CMTPL the delay wasn't provided. As insurers consider, the innovation will help to reduce the number of roguish operations in this sphere.

Are established requirements to the scanned copies of documents for signing of the contract of the CMTPL which the insurer uploads to the site of the insurer. Electronic versions have to be created in an electronic form in the graphic format PDF, jpg, jpeg, bmp, png, tif, gif; to have the size no more than two megabytes for each file; to contain the graphic representation of all requisites of the original document and to be available to viewing and copying by unlimited number of persons.

Amendments also introduce the rule that on one phone number only one private office of the insurer on the website of the insurer can be registered. Cases when the electronic contract CMTPL can be signed via the website of the Russian Association of Motor Insurers (RAMI) are registered. Besides, the document defines that the key idle time of the digital signature can consist only of Latin letters and figures.

"In our opinion, these changes will complicate work of unfair intermediaries who conclude the policy "for the client". Sometimes - with understating of an award and assignment of a difference. Also in new system it will be more difficult to issue road accident backdating when the policy is bought soon after accident", - the director of the department of underwriting and management of products of SK "Consent" Andrey Kovalyov has commented on innovations.

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